The

Rolling

Report

February 2025

Jesse Brown, CFP®

Christian Hutchins, CFP®, AIF®

http://rollinghillsadvisors.com

Rolling Hills Advisors

(832) 345-5707

Welcome to The Rolling Report, your monthly guide to the dynamic world of investing and the latest updates from our firm. Each edition brings you a concise overview of the stock market, highlighting key trends, opportunities, and challenges shaping the financial landscape. In addition, we’ll keep you informed about important developments within our firm, including strategic initiatives, new offerings, and insights from our team. Whether you're a seasoned investor or just starting your financial journey, The Rolling Report is here to keep you informed and empowered. Let’s roll forward together toward informed decision-making and financial success!

Quick Market Review

How Did Markets Perform Last Month?

S&P 500

2.7%

NASDAQ

1.6%

DOW 30

4.7%

Despite all the fireworks, the S&P 500 ended January with a solid 2.7% gain, with 72% of its stocks finishing the month in positive territory. Constellation Energy (CEG) led the index, surging 34% as it continued its strong momentum from 2024. Meta Platforms (META) also performed well, rising 18% after delivering what MoffettNathanson Research described as an "incredibly strong" fourth-quarter earnings report.

On the losing side, Nvidia (NVDA) fell 11%, impacted by developments surrounding DeepSeek. Meanwhile, Edison International (EIX) suffered the biggest decline, plunging 32% as California wildfires disrupted its electric utility operations in the state.

The Federal Reserve's preferred inflation measure, the personal consumption expenditures price index, rose 0.3% in December, as expected. At the January meeting, the Federal Open Market Committee kept its policy rate between 4.25% and 4.50%. However, it adjusted its statement, noting that inflation is still high and removing mention of any progress.

Additionally, President Trump's issuance of multiple executive orders and threat of potential tariffs introduced elements of uncertainty, contributing to market volatility as investors weighed the potential impacts of new policies.

Overall, January 2025 was marked by sectoral divergences, significant technological developments, and policy-driven market responses, underscoring the complex dynamics influencing the current investment landscape.

To read more on some of the best and worst preforming stocks in the month of January click here.

Aspire Program

Aspire Today, Achieve Tomorrow: The Program Designed for Young Investors

Your financial journey is unlike anyone else’s, and with Aspire by Rolling Hills, we’re here to help you take charge of it. Whether you’re saving for your first home, starting to invest, or working toward financial independence, Aspire is designed to guide young investors in building a secure and purpose-driven future.

This program is perfect for those just starting their financial journey, with affordable and accessible guidance to help turn dreams into reality. If you’re an experienced client with children or grandchildren who are beginning to think about their financial futures, Aspire is a wonderful way to equip them with the tools, education, and personalized strategies they need to succeed.

With no minimum balance to get started and pricing designed to fit different stages of the journey, Aspire makes it easy for anyone to begin building their wealth confidently and with professional support.

Ready to learn more? Visit Aspire by Rolling Hills or reach out to Kaleb at kfontenot@rollinghillsadvisors.com. Don’t hesitate to take this step for yourself—or share it with someone you care about.

Let’s get started. Your future is waiting.

California Wildfires

Burned But Not Broken: Los Angeles’ Response to Crisis

The devastating wildfires sweeping across California have left lasting economic scars, from destroyed homes and businesses to disrupted supply chains and increased insurance costs. Beyond the immediate financial toll, entire communities are grappling with the long-term impact of rebuilding lives and livelihoods in an already challenging economic climate. These disasters highlight not only the vulnerability of our cities but also the resilience of those who call them home.

Christian Hutchins, a partner and wealth advisor here at Rolling Hills Advisors, explores this resilience in his latest article, taking a deep dive into what truly defines Los Angeles beyond its sprawling cityscape. From the rich cultural tapestry that makes up LA’s neighborhoods to the incredible unity shown in the face of disaster, his piece captures the soul of a city that, even in its darkest moments, stands together. Read the full article to discover how the wildfires have reshaped Los Angeles and the inspiring ways its residents are coming together to rebuild.

To read Christian’s full article, click here.

For more information on the economic impact of the California wildfires, click here.

Firm Updates

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Key Financial Data Sheet

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Sources:

1. https://apnews.com/article/ee1ca7bb3a925edb29db1854c1645d54

2. https://www.marketwatch.com/story/stocks-are-rallying-hard-as-the-economy-refuses-to-buckle-will-it-last-in-2025

3. https://www.federalreserve.gov/newsevents/pressreleases/monetary20241107a.htm

4. https://www.fidelity.com/learning-center/trading-investing/election-market-impact

5. https://www.fidelity.com/learning-center/trading-investing/stock-market-outlook

6. https://media.bespokepremium.com/uploads/2024/12/TBR-Annual-Outlook-2025-Pros-and-Cons.pdf

The S&P 500 is a stock index considered to be representative of the U.S. stock market in general. The NASDAQ Composite Index is an unmanaged composite index of over 2,500 common equities listed on the NASDAQ stock exchange. The Dow Jones Industrial Average is a price-weighted index that tracks 30 large, publicly traded American companies.

All index returns exclude reinvested dividends and interest. Indices are unmanaged and cannot be invested into directly.

Risk Disclosure: Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Past performance does not guarantee future results.

This material is for information purposes only and is not intended as an offer or solicitation with respect to the purchase or sale of any security. The content is developed from sources believed to be providing accurate information; no warranty, expressed or implied, is made regarding accuracy, adequacy, completeness, legality, reliability, or usefulness of any information. Consult your financial professional before making any investment decision. For illustrative use only.

This information is not intended to be a substitute for specific individualized tax advice. We suggest that you discuss your specific situation with a qualified tax professional.

This information is provided for general informational and educational purposes only. The views expressed do not consider any specific individualized financial, legal, or tax considerations. As such, the information contained herein is not intended to be personalized advice, an individualized recommendation, or solicitation to buy or sell any security or engage in a particular investment or financial-related strategy. Nothing herein should be relied upon as such, and there is no guarantee that any opinion or forward-looking statement will come to pass. The information is obtained from what are considered reliable sources, but we do not guarantee the accuracy, completeness, or reliability of the information. Any examples provided are for illustrative purposes and are not intended to be reflective of results you can expect to achieve. Any opinions expressed are subject to change without notice in reaction to shifting markets and other conditions and should not be viewed as an indicator of future performance.

There is no assurance that any plan or investment strategy will be successful. Investing involves risk, including the possible loss of principal, and past performance does not guarantee future results. Please consult with your financial adviser before making any financial or investment-related decision.

Investment advisory services are provided through Mariner Platform Solutions (“MPS”) or Mariner Independent Advisor Network (“MIAN”), both SEC registered investment advisers headquartered in Overland Park, Kansas. Registration as an investment adviser does not imply a certain level of skill or training. MPS and MIAN comply with the current notice filing requirements imposed upon registered investment advisers by those states where MPS or MIAN transact business and maintain clients. MPS or MIAN is either notice filed or qualifies for an exemption or exclusion from notice filing requirements in those states. Any subsequent, direct communication by MPS or MIAN with a prospective client shall be conducted by a representative who is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. Not all services mentioned herein may be offered by MPS or MIAN; affiliates or others may provide some services, which may be subject to additional fees.

For information about which firm your advisor is registered with, please refer to the Investment Adviser Public Disclosure website (www.adviserinfo.sec.gov) or the Form ADV 2B provided by your advisor.

Certain MPS Investment Adviser Representatives (“IARs”) market under the AdvicePeriod name, a business name and brand MPS utilizes.

IARs are independent contractors of MPS or MIAN and generally maintain or affiliate with a separate business entity through which they market their services. The separate business entity is not owned, controlled by, or affiliated with MPS or MIAN and is not registered with the SEC.

For additional information about the IAR, MPS, or MIAN, including fees and services, please contact the advisor or refer to the Investment Adviser Public Disclosure website (www.adviserinfo.sec.gov). Please read the disclosure statement carefully before you invest or send money.

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