You’ve uncovered $1,000+ in extra annual savings hiding in your bills and put it to work for you by turning a money hemorrhage into conscious choices…
You’re enjoying your lifestyle, knowing you’re saving for the future automatically each month…
You have a precise roadmap to your future and you have a place to get every question answered…
One of the biggest myths about building wealth is that you have to start rich or make a million dollars a year. You don’t. This 5-minute guide will show you how to create a better financial future for yourself and the people you love starting right now.
$150 in forgotten monthly spending could turn into $25,802 in 10 years if you invested it at 7%.1
The average American spends $237.33 per month on subscriptions to everything from Amazon Prime to Zoho. It gets worse. 84% of people vastly underestimated how much they spent every month on recurring payments.
In fact, on average, the people surveyed thought they only spent $79.74 until they actually did the math.2 That's more than $150 they didn't even realize they're spending each month. Let's do some more math.
You'll be shocked when you sit down and total just how much of your wealth you're giving away to companies whose entire business model depends on you forgetting to cancel.
Step 1: Pull your bank, credit card, Paypal, App Store, and Google Play accounts together and highlight every recurring subscription that's not 100% critical (we're only interested in the elective expenses, not your light bill).
Step 2: Cancel every one that you haven't used in the last 24 hours. (Don't worry, you'll get them back.)
Step 3: Every time you actually miss a subscription you canceled, re-subscribe.
That's it. By simply forcing yourself to make a decision about every subscription, you're transforming these recurring expenses from unconscious bleeding to conscious choices and putting yourself back in control.
Building wealth doesn't require getting rich or earning more money. It just means you need to be smart about where your money goes and let the power of time and compound growth do the rest.
Building a system to funnel your money where you want it to go means doing the work once and then using the psychological power of inertia (the same power that caused you to forget all those monthly subscriptions) to keep it on track.
Setting up these automations takes a little work up front, but you'll be rewarded by adding hundreds (or even thousands) to your savings each month and be able to enjoy your lifestyle with what's left over.
Step 1: Pay Yourself First
You know you want to save, so just make the decision once and let the power of inertia take over. At minimum, contribute to your workplace plan, up to your employer match. If you don't, you're literally leaving free money on the table.
By earmarking funds for your goals, you're taking concrete steps to create your happy future, and giving yourself the power to respond to financial emergencies with ease.
Step 2: Pay Your Bills
Switch on automatic bill pay, so your bills get paid each month without you having to worry about it (or accruing late fees).
Step 3: Split the Leftovers
Once you've got your necessities covered, you can split what's left between guilt-free spending and more contributions to long-term investments. Remember, time is your biggest asset. The more you save and invest now, the further ahead you'll be.
Create clarity around your essential priorities and create a blueprint for your ideal future. Get the coaching and accountability you need to build the life you want.
STEP 1: Define your vision of your ideal life.
STEP 2: Break your ideal life into specific financial goals.
STEP 3: Distill your financial goals into your daily, monthly, and yearly action steps.
Your current situation will dictate the specific actions you need to take and the milestones you need to achieve to build the life you want.
Planning and maintaining focus on that plan isn't natural for all of us. We get distracted. Life gets in the way. We forget about the goals we set and we stop making progress toward our ideal life.
It doesn't have to be that way.
What if you could outsource the work of creating your personal roadmap? What if you knew the exact steps to achieve goals and had it all happen automatically for you?
How much closer would your ideal life be with professional support and accountability? You can find out with a simple conversation.
If this guide hasn’t given you confidence in your next steps, you don’t need to go it alone. All you need to do is book a 1:1 chat.
Right now, you might be asking yourself questions, like:
Why get professional advice instead of doing this yourself?
The accountability and regular check-ins will help keep you on the path we’ve mapped out (and get back on track when you slip).
It’s empirically shown that people who commit to written goals, create an action-based strategy, and share their progress with an accountability partner are more likely to achieve those goals.3
Our skills, experience, and technology will help you determine what to prioritize and how to navigate complex, ever-shifting markets. The average investor makes many expensive mistakes that can add up ($104,118 over 10 years by one estimate).4
Instead of burning your precious free time on research, projections, accounting, tax planning, investing, risk management, and more… wouldn’t you rather be pursuing your ideal life, knowing that you’ve got a team of professionals working to keep you on track?
If you want to take control of your money, put it to work for you, and knock out financial goals that once seemed impossibly out of reach, simply fill out the form to set up a no-obligation meeting.
We’ll talk about your situation and get clarity on what you need to do next, and you’ll walk away with answers to the questions holding you back.
I’m really excited to see what we can achieve together.
WisMed Financial, Inc.
(608) 442-3750
Mark.Ziety@WisMedFinancial.org
https://www.wismedfinancial.org