Did you know there are over 2,700 Social Security claiming rules?1

Discover the when, why, and how to optimize your lifetime guaranteed income in a FREE Social Security Optimization Session

Did you know that almost all retirees (96% of them) fail to make the optimal Social Security claiming decision? They end up leaving over $100,000 on the table in lifetime income because they don’t choose the option that maximizes their income.2

Social Security is your biggest source of lifetime, government-guaranteed retirement income, and it pays to get the most out of it you can. You’ve worked hard, and you deserve it.

The problem is finding up-to-date, accurate information to help you make the right choices — choices that can make or break your biggest source of government-guaranteed retirement income.

Even the Social Security Administration itself has provided bad advice that has cost Americans $131 million!3

That’s why it’s so important to get the most accurate and up-to-date information, assess your personal situation properly, and file for Social Security the right way (and at the right time).

Discover when, why, and how to maximize your benefits in this FREE session.

During your FREE Social Security Optimization Session, we will:

  • Discuss what age you (and your spouse) should claim Social Security to maximize your lifetime benefits
  • Discuss how to reduce your tax exposure when you claim
  • Assess whether you qualify for any advanced retirement income strategies

Complete the form to request your FREE Social Security Optimization Session!

Martin Higgins, CFP, CHFC, AEP, CLU, LUTCF, RhU
Family Wealth Management

Martin V. Higgins, CFP®, ChFC®, CLU®, AEP®, LUTCF®, RHU®
Founder/President

Martin V. Higgins is the founder and president of Family Wealth Management LLC, a wealth management firm located in Marlton, NJ.  Marty is a Certified Financial Planner® (CFP®), author and retirement income specialist who helps people prepare financially for retirement by designing written retirement income plans for those who may need it to last them 30+ years. He is also the creator of “The WealthCare Process”, a dynamic 6-step process that is designed to help you feel more confident about your financial future by providing a clear plan to keep you on track toward your goals and enjoy life free from the burden of financial worries.

Marty is an established author whose book Distributionlandwhich was published in October 2014, immediately became an Amazon Best SellerDistributionland is a book of stories and client experiences, written for people to better understand how to manage their wealth and to help provide an inflation adjusted income through a possible three-four-decade retirement.

Marty is an ongoing recipient of the Women’s Choice Award – 2013 – 2020 for Financial Advisors and Firms.  The Women’s Choice Award Financial Advisor program was created by WomenCertified Inc., the Voice of Women, in an effort to help women make smart financial choices.  The program is based on 17 objective criteria associated with providing quality service to women clients such as credentials, experience and a favorable regulatory history, among other factors.  The Women’s Choice Award®  Financial Advisors and Firms represent less than 1% of financial advisors in the U.S. As of October 2018, of the 463 considered for the Women’s Choice Award, 108 were named Women’s Choice Award Financial Advisors/Firms.

In 2002, he was inducted into Research Magazine’s Advisor Hall of Fame, which recognizes excellence in the profession. All Research Magazine Hall of Fame Candidates must pass rigorous screenings, which include: service for a minimum of 15 years in the industry, substantial assets under management, superior client service, and recognition from their peers and the broader community for the honor that they reflect on their profession.

He is a member of the Financial Planning Association (FPA) and was the past president of both the South Jersey Chapter of the Society of Financial Service Professionals (SFSP) and the Estate and Financial Planning Council of Southern New Jersey (EFPCSNJ)

Area of Specialization:  Comprehensive Financial and Retirement Income Planning, Wealth Management and Creative Insurance Planning for Pre-retirees, Retirees, Independent Women, Business Owners and Companies’ 401k Plans.

Request Your FREE Social Security Optimization Session