For over 25 years, Pat has taught retirees and pre-retirees how to preserve their assets and increase their income.

His own family's struggles influenced Pat to enter financial services. Pat vividly remembers being in high school when his grandfather needed nursing care. His mom had to handle the bills and coordinate payments while his grandfather had to depend on someone else to take care of him, both physically and financially. The situation wore down his entire family. Today, Pat hopes to help others avoid the problems his family faced by showing them how to be proactive with their money.

Pat is a recurring guest on the WIS-TV (NBC) news with anchor Dawndy Mercer Plank. He was the financial columnist for the Lexington Chronicle for many years and has been featured in USA Today, Columbia Business Monthly, Investor's Business Daily and other national publications, as well as on numerous radio shows around the country for his knowledge in the field of financial planning. Pat is a Chartered Financial Consultant (ChFC^®), Chartered Life Underwriter (CLU^®) and Registered Financial Consultant (RFC^®).

You can listen to Pat host the radio show "Save Your Retirement^®" on WVOC-AM. He is also an avid writer. In 2012, his book "Save Your Retirement from Mass Destruction by the 7 Retirement Villains!" became a best-seller on Amazon.com. In March of 2021, he reached best-seller status again with his most recent book, "The Retirement Secret."

Pat lives in Columbia, South Carolina, with his beautiful wife, Janelle. He is the proud father of four children: Carter, Ava, Gabriella and Isla. Pat enjoys watching NBA basketball games with his friends and family. He loves to see his favorite team, the L.A. Lakers, whenever he can. An active member of Hope Lutheran Church in Irmo, Pat has served as an elder of finances since 2003.