Age 60+? HURRY! Annual Enrollment Ends December 7th

THIS SIMPLE 3-STEP MEDICARE GUIDE

Helps You Understand How to Minimize Surprise Costs

Easily find out when, why, and how to choose a Medicare Plan that's right for you.

Cover of a brochure titled "The Simple 3-Step Medicare Guide: When, Why, and How to Choose a Plan That's Right for You (especially if you're already enrolled) - UPDATED for 2024!"

Inside this No-Cost guide, you’ll discover:

  • When do you need to enroll in Medicare?

  • Already enrolled? Could you save money with a different plan?

  • Do you need a Medicare Supplement Insurance (Medigap) policy, or could you do without it?

Cover of "The Simple 3-Step Medicare Guide" updated for 2025, with blue hand signs showing numbers 1, 2, and 3 on a medical pill background.

"...a surprisingly simple flowchart to help you choose a Medicare plan under 2025 coverage updates."

Christian Cordoba

California Retirement Advisors

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Risk Disclosure: Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Past performance does not guarantee future results.

This material is for information purposes only and is not intended as an offer or solicitation with respect to the purchase or sale of any security. The content is developed from sources believed to be providing accurate information; no warranty, expressed or implied, is made regarding accuracy, adequacy, completeness, legality, reliability, or usefulness of any information. Consult your financial professional before making any investment decision. For illustrative use only.

This information is not intended to be a substitute for specific individualized tax advice. We suggest that you discuss your specific situation with a qualified tax professional.

This information is provided for educational purposes only and is not affiliated with or endorsed by Medicare or any government agency. This is not an intent to provide, sell, or endorse Medicare insurance plans. For information about Medicare plan options, visit medicare.gov or call 1-800-MEDICARE.

Investment advisory services offered through Mutual Advisors, LLC DBA California Retirement Advisors, an SEC-registered investment adviser. Securities offered through Mutual Securities, Inc., member FINRA/SIPC. Mutual Securities, Inc. and Mutual Advisors, LLC are affiliated companies. CA Insurance license #0B09076. CFP®, CERTIFIED FINANCIAL PLANNER and CFP® (with flame logo) are certification marks owned by the Certified Financial Planner Board of Standards, Inc. These marks are awarded to individuals who successfully complete the CFP Board’s initial and ongoing certification requirements.