What's more important to success, personality or IQ?

Believe it or not, it's personality.

That's because our personalities shape our feelings, behaviors, and perspective.

They also play puppet master for how open we are to learning, what we believe is "right," and the choices we make.¹

That's how personality can take us further in life than book smarts alone.

And it doesn't stop with our personal and professional lives.

We all have distinct money personalities too.

They naturally affect how we feel, handle, and think about money.²

So, what's your money personality?

Let's see by checking out some of the most common money personalities and the mindsets behind them.

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Money Superpower:
Squirreling away wealth and saving money, even if without plans to use it.

Personal Pitfall:
Fears losing money or spending too much will interfere with real enjoyment of money.

Most Likely to:
Have a healthy rainy day fund, have automated savings mechanisms setup, and/or know where to find the best bargains.

Money Superpower:
Generosity and treating others to the finer things, even if there's no specific "occasion" to celebrate.

Personal Pitfall:
Lifestyle creep, going overboard, or losing sight of savings goals.

Most Likely to:
Be an amazing host, be the life of the party, and/or be a fun shopping or traveling buddy.

Money Superpower:
Earning and giving 110% to money-making endeavors, no matter what the big-picture career goals may be.

Personal Pitfall:
Work-life imbalance or always prioritizing work over relationships and experiences.

Most Likely to:
Volunteer for overtime or special projects, be the hardest working person in a room, and/or work side gigs to get ahead financially.

Money Superpower:
Even-tempered about financial uncertainty and not sweating the minor money matters.

Personal Pitfall:
Actively ignoring money when making bigger decisions or viewing money as "bad" or "evil."

Most Likely to:
Believe there's more to happiness and life than money alone and/or not keep a close eye on budgets or spending.

Money Superpower:
Keeping a close eye on the money and always being prepared for the worst case.

Personal Pitfall:
Going off the deep end and letting money worries get in the way of living a rich life.

Most Likely to:
Know where the exits are in any room and have multiple backup plans for any scenario.

What money mindset really hit home?

Did more than one feel like they were describing you?

If so, don't be alarmed. Most of us don't have just one money personality.²

We're far more likely to have a "blended" money personality, combining a few different types.²

That can mean there's a dominant type that overshadows the rest — and that we may have a few more superpowers in our back pocket and some more pitfalls to beware of.³

Blended or not, though, money personalities aren't "good" or "bad" by nature.

They're simply a way to understand our unconscious beliefs about money.^2,3

Bringing those out into the light can make it easier to balance out the strengths and vulnerabilities in our money personalities.

And that can be key to building to a better relationship with money and making more sound financial choices.

So can a solid plan for the future and helpful advice from a professional you trust.

Sincerely,

    Corey Poulosky

    Ameritas Wealth Advisors

    http://www.ameritasfc.net

    402-423-4022

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Corey Poulosky

Ameritas Wealth Advisors

http://www.ameritasfc.net

lori.dauel@ameritaswealth.com

402-423-4022