Age 60+? HURRY! Annual Enrollment Ends December 7th

THIS SIMPLE 3-STEP MEDICARE GUIDE

Helps You Understand How to Minimize Surprise Costs

Easily find out when, why, and how to choose a Medicare Plan that's right for you.

Cover of a brochure titled "The Simple 3-Step Medicare Guide: When, Why, and How to Choose a Plan That's Right for You (especially if you're already enrolled) - UPDATED for 2024!"

Inside this No-Cost guide, you’ll discover:

  • When do you need to enroll in Medicare?

  • Already enrolled? Could you save money with a different plan?

  • Do you need a Medicare Supplement Insurance (Medigap) policy, or could you do without it?

Cover of "The Simple 3-Step Medicare Guide" updated for 2025, with blue hand signs showing numbers 1, 2, and 3 on a medical pill background.

"...a surprisingly simple flowchart to help you choose a Medicare plan under 2025 coverage updates."

Gregg Hartmann

Senior Wealth Manager

Summit Investment Advisors
5299 DTC Blvd, Suite 800
Greenwood Village, CO 80111
(303) 283-5900
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Risk Disclosure: Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Past performance does not guarantee future results.

This material is for information purposes only and is not intended as an offer or solicitation with respect to the purchase or sale of any security. The content is developed from sources believed to be providing accurate information; no warranty, expressed or implied, is made regarding accuracy, adequacy, completeness, legality, reliability, or usefulness of any information. Consult your financial professional before making any investment decision. For illustrative use only.

This information is not intended to be a substitute for specific individualized tax advice. We suggest that you discuss your specific situation with a qualified tax professional.

This information is provided for educational purposes only and is not affiliated with or endorsed by Medicare or any government agency. This is not an intent to provide, sell, or endorse Medicare insurance plans. For information about Medicare plan options, visit medicare.gov or call 1-800-MEDICARE.

 

Cetera Investors is a marketing name of Cetera Investment Services. Securities and insurance products are offered through Cetera Investment Services LLC (doing insurance business in CA as CFG STC Insurance Agency LLC), member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with the financial institution where investment services are offered. Advisory services are only offered by Investment Adviser Representatives. Cetera is under separate ownership from any other named entity. Investments are: *Not FDIC/NCUSIF insured *May lose value *Not financial institution guaranteed *Not a deposit *Not insured by any federal government agency.